— Latest Posts
Michael Krawczynski || February 27, 2019
Alternative Lending
As we all know, mortgage financing is not as easy to attain as it was even a few years ago before the stress test was introduced in October of 2016. This is why alternative lenders, also known as B...
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Michael Krawczynski || February 15, 2019
Fixed Vs. Variable - What Do You Really Know About Mortgage Interest Rates?
FIXED OR VARIABLE Fixed or variable? This is probably my most frequently asked question. Most of my first time home buyer clients get advice from their friends, co-workers, parents or others within...
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Michael Krawczynski || February 11, 2019
Down Payment Options for First Time Home Buyers
Down Payment Options for First Time Home Buyers Purchasing a home is a big deal. It's likely the largest purchase of your life. The minimum down payment amount for most purchases is 5% of the...
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Michael Krawczynski || December 06, 2018
The Upside of Alternative and/or Unregulated Lenders
A recent report from the Bank of Canada reviewed the impact of the government's policy changes on the mortgage market. It found that overall market activity had slowed -- something we knew would...
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