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The Canadian economy and the housing market
We are living in strange times, economically speaking. Mortgage stress tests have slowed the housing market and may be one of the reasons the Bank of Canada has signaled it may pause on increasing...
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Alternative Lending
As we all know, mortgage financing is not as easy to attain as it was even a few years ago before the stress test was introduced in October of 2016. This is why alternative lenders, also known as B...
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Fixed Vs. Variable - What Do You Really Know About Mortgage Interest Rates?
FIXED OR VARIABLE Fixed or variable? This is probably my most frequently asked question. Most of my first time home buyer clients get advice from their friends, co-workers, parents or others within...
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Down Payment Options for First Time Home Buyers
Down Payment Options for First Time Home Buyers Purchasing a home is a big deal. It's likely the largest purchase of your life. The minimum down payment amount for most purchases is 5% of the...
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